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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Passaic County, New Jersey

Passaic County has an effective property tax rate of 2.18%. On the median home value of $459,500, that's roughly $10,001 per year. Median household income is $87,522.

Effective Property Tax Rate1
2.18%
median tax $10,001 ÷ median home $459,500
Median Home Value1
$459,500
owner-occupied
Median Household Income1
$87,522
per-capita $40,703
Est. Annual Tax on Median Home1
$10,001
at 2.18% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricPassaic CountyNew Jersey (state context)
Effective property tax rate12.18%2.10%
Median home value1$459,500—
State income tax3top rate 10.75%top rate 10.75%
State sales tax36.60% combined6.60% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Passaic County, NJ

Passaic County's effective property tax rate of 2.176% sits just above New Jersey's statewide median of 2.098%, placing it 10th among the state's 21 counties. That gap with the rest of New Jersey is narrow, but the distance from the national median of 0.794% is enormous — a homeowner here pays close to three times the share of value that a typical American property tax bill reflects. A median home value of $459,500 generates an annual real-estate tax bill of $10,001, a figure that stands out against median household income of $87,522 and per-capita income of $40,703. In Paterson, Clifton, Passaic and the county's other communities, property taxes claim a substantial slice of earnings. The ranking near the middle of New Jersey's counties signals that Passaic is neither the state's costliest place to own property nor a bargain by national standards.

Frequently asked questions

What is the property tax rate in Passaic County, NJ?
The effective rate is 2.18% — meaning the median tax bill equals about 2.18% of the median home value.
How much are property taxes on a median home?
On the median home ($459,500), the estimated annual bill is about $10,001.
Is Passaic County's rate high or low?
Compare it to the state median of 2.10% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Passaic County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Passaic County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.