County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Navajo County, Arizona

Navajo County has an effective property tax rate of 0.59%. On the median home value of $201,500, that's roughly $1,195 per year. Median household income is $54,606.

Effective Property Tax Rate1
0.59%
median tax $1,195 ÷ median home $201,500
Median Home Value1
$201,500
owner-occupied
Median Household Income1
$54,606
per-capita $25,210
Est. Annual Tax on Median Home1
$1,195
at 0.59% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricNavajo CountyArizona (state context)
Effective property tax rate10.59%0.51%
Median home value1$201,500
State income tax3top rate 2.50%top rate 2.50%
State sales tax38.54% combined8.54% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Navajo County, AZ

For buyers weighing a move to Navajo County, Arizona, the math leans toward affordability despite a tax rate that runs a bit high for the state. The median home value sits at $201,500, and the median annual real-estate tax bill comes to $1,195, based on an effective rate of 0.593% — above Arizona's 0.514% median but well under the national 0.794%. Households here earn a median of $54,606, with per-capita income at $25,210. Among the county's communities, Show Low stands out as a principal city. Statewide, Navajo County ranks seventh of fifteen counties for property tax rate, so it sits in the middle of the pack. What stands out is the combination of low home prices and a tax bill that stays under the national average, which can ease the cost of buying in this part of Arizona.

Frequently asked questions

What is the property tax rate in Navajo County, AZ?
The effective rate is 0.59% — meaning the median tax bill equals about 0.59% of the median home value.
How much are property taxes on a median home?
On the median home ($201,500), the estimated annual bill is about $1,195.
Is Navajo County's rate high or low?
Compare it to the state median of 0.51% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Navajo County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Navajo County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.