County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Hardy County, West Virginia

Hardy County has an effective property tax rate of 0.35%. On the median home value of $166,300, that's roughly $575 per year. Median household income is $49,272.

Effective Property Tax Rate1
0.35%
median tax $575 ÷ median home $166,300
Median Home Value1
$166,300
owner-occupied
Median Household Income1
$49,272
per-capita $29,801
Est. Annual Tax on Median Home1
$575
at 0.35% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricHardy CountyWest Virginia (state context)
Effective property tax rate10.35%0.49%
Median home value1$166,300
State income tax3top rate 4.82%top rate 4.82%
State sales tax36.60% combined6.60% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Hardy County, WV

Property taxes in Hardy County, West Virginia, run well below both state and national norms. The county's effective rate of 0.346% sits beneath West Virginia's 0.489% median and less than half the national figure of 0.794%. That gap shows up in the actual bill: the median home value of $166,300 carries an annual real-estate tax of just $575. Among West Virginia's 55 counties, Hardy ranks 51st by property tax rate, placing it near the bottom of the state. Households here earn a median of $49,272, with per-capita income at $29,801. Communities such as Baker, Lost City, and Mathias fall within the county's borders. What this signals is a jurisdiction where property taxation takes an unusually small share of what homeowners pay each year, a pattern consistent with the county's low ranking statewide.

Frequently asked questions

What is the property tax rate in Hardy County, WV?
The effective rate is 0.35% — meaning the median tax bill equals about 0.35% of the median home value.
How much are property taxes on a median home?
On the median home ($166,300), the estimated annual bill is about $575.
Is Hardy County's rate high or low?
Compare it to the state median of 0.49% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Hardy County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Hardy County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.