Property Tax & Income in Shelby County, Texas
Shelby County has an effective property tax rate of 1.01%. On the median home value of $101,500, that's roughly $1,024 per year. Median household income is $49,776.
What you'll pay, at a glance
Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.
| Metric | Shelby County | Texas (state context) |
|---|---|---|
| Effective property tax rate1 | 1.01% | 1.18% |
| Median home value1 | $101,500 | — |
| State income tax3 | No state income tax | No state income tax |
| State sales tax3 | 8.20% combined | 8.20% combined |
How this is calculated
The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.
About Shelby County, TX
Shelby County, Texas, levies an effective property tax rate of 1.009%, which sits below the statewide median of 1.183%. That gap matters: among Texas's 250 counties, Shelby County ranks 185th by rate, placing it in the lower third statewide. Against the national median of 0.794%, however, the county's rate runs higher, a common pattern in Texas, where property taxes substitute for a state income tax. A median home value of $101,500 yields a median annual tax bill of $1,024. With median household income at $49,776 and per-capita income at $27,652, that bill equals roughly 2% of household earnings. Shelbyville, the county's principal town, sits within this framework. The takeaway: homeowners here pay less than most Texans but more than the average American, and the tax bill consumes a noticeable share of local incomes.