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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Lubbock County, Texas

Lubbock County has an effective property tax rate of 1.51%. On the median home value of $214,100, that's roughly $3,241 per year. Median household income is $64,155.

Effective Property Tax Rate1
1.51%
median tax $3,241 ÷ median home $214,100
Median Home Value1
$214,100
owner-occupied
Median Household Income1
$64,155
per-capita $35,808
Est. Annual Tax on Median Home1
$3,241
at 1.51% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricLubbock CountyTexas (state context)
Effective property tax rate11.51%1.18%
Median home value1$214,100—
State income tax3No state income taxNo state income tax
State sales tax38.20% combined8.20% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Lubbock County, TX

Lubbock County's effective property tax rate of 1.514% sits well above both benchmarks: Texas's statewide median of 1.183% and the national median of 0.794%. That gap signals a heavier reliance on property taxes here than in most American communities. The county ranks 44th out of 250 Texas counties by rate, placing it in the upper tier statewide. On a median home value of $214,100, that rate produces an annual tax bill of about $3,241. With median household income at $64,155 and per-capita income at $35,808, property taxes take a meaningful share of local earnings. Lubbock, the county's largest city, anchors a region that includes Idalou and New Deal. Buyers weighing a move here should expect property taxes to figure prominently in their overall cost of living.

Frequently asked questions

What is the property tax rate in Lubbock County, TX?
The effective rate is 1.51% — meaning the median tax bill equals about 1.51% of the median home value.
How much are property taxes on a median home?
On the median home ($214,100), the estimated annual bill is about $3,241.
Is Lubbock County's rate high or low?
Compare it to the state median of 1.18% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Lubbock County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Lubbock County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.