Property Tax & Income in Gray County, Texas
Gray County has an effective property tax rate of 1.37%. On the median home value of $102,900, that's roughly $1,408 per year. Median household income is $59,614.
What you'll pay, at a glance
Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.
| Metric | Gray County | Texas (state context) |
|---|---|---|
| Effective property tax rate1 | 1.37% | 1.18% |
| Median home value1 | $102,900 | — |
| State income tax3 | No state income tax | No state income tax |
| State sales tax3 | 8.20% combined | 8.20% combined |
How this is calculated
The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.
About Gray County, TX
Gray County's effective property tax rate of 1.368% sits above Texas's statewide median of 1.183%, placing it 75th among the state's 250 counties. That gap signals a heavier reliance on property taxes locally than in much of the rest of Texas. Against the national median of 0.794%, the difference is starker still — homeowners in and around Pampa, the county's largest city, face a rate roughly seven-tenths of a percentage point higher than the country as a whole. On a median home value of $102,900, that rate yields an annual tax bill near $1,408. With median household income at $59,614 and per-capita income of $33,745, property taxes claim a noticeable share of local earnings. Anyone weighing a move here should treat the tax rate as a meaningful cost factor, not an afterthought.