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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Gillespie County, Texas

Gillespie County has an effective property tax rate of 0.98%. On the median home value of $460,700, that's roughly $4,496 per year. Median household income is $76,162.

Effective Property Tax Rate1
0.98%
median tax $4,496 ÷ median home $460,700
Median Home Value1
$460,700
owner-occupied
Median Household Income1
$76,162
per-capita $48,971
Est. Annual Tax on Median Home1
$4,496
at 0.98% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricGillespie CountyTexas (state context)
Effective property tax rate10.98%1.18%
Median home value1$460,700—
State income tax3No state income taxNo state income tax
State sales tax38.20% combined8.20% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Gillespie County, TX

Gillespie County’s effective property tax rate of 0.976% lands below Texas’s statewide median of 1.183%, placing the county at rank 194 out of 250. Against the national median of 0.794%, however, it sits higher. That mix signals a county that is cheaper than much of Texas but not quite as inexpensive as the country overall. On a median home value of $460,700, the median annual real-estate tax bill comes to $4,496. With median household income at $76,162 and per-capita income at $48,971, property taxes here claim a real share of local earnings. Fredericksburg, along with Doss and Harper, anchors the county. For anyone weighing a move or a purchase, the rate is competitive within Texas yet still above the national baseline.

Frequently asked questions

What is the property tax rate in Gillespie County, TX?
The effective rate is 0.98% — meaning the median tax bill equals about 0.98% of the median home value.
How much are property taxes on a median home?
On the median home ($460,700), the estimated annual bill is about $4,496.
Is Gillespie County's rate high or low?
Compare it to the state median of 1.18% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Gillespie County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Gillespie County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.