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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Garza County, Texas

Garza County has an effective property tax rate of 1.57%. On the median home value of $77,800, that's roughly $1,220 per year. Median household income is $46,314.

Effective Property Tax Rate1
1.57%
median tax $1,220 ÷ median home $77,800
Median Home Value1
$77,800
owner-occupied
Median Household Income1
$46,314
per-capita $23,966
Est. Annual Tax on Median Home1
$1,220
at 1.57% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricGarza CountyTexas (state context)
Effective property tax rate11.57%1.18%
Median home value1$77,800—
State income tax3No state income taxNo state income tax
State sales tax38.20% combined8.20% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Garza County, TX

Garza County offers an affordable entry point for buyers, with a median home value of $77,800 and a median annual real-estate tax bill of $1,220. That tax figure reflects an effective rate of 1.568%, which sits well above Texas's statewide median of 1.183% and ranks 33rd among the state's 250 counties. Even so, the low home prices keep actual tax dollars far below what buyers would pay in many higher-value markets. Households here earn a median of $46,314, while per-capita income is $23,966. Justiceburg is the principal town in the county. Nationally, the median effective rate is 0.794%, so Garza County's rate is roughly double that benchmark. For someone weighing a purchase, the trade-off is clear: higher rates applied to inexpensive property still yield a comparatively small annual bill.

Frequently asked questions

What is the property tax rate in Garza County, TX?
The effective rate is 1.57% — meaning the median tax bill equals about 1.57% of the median home value.
How much are property taxes on a median home?
On the median home ($77,800), the estimated annual bill is about $1,220.
Is Garza County's rate high or low?
Compare it to the state median of 1.18% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Garza County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Garza County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.