County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Henderson County, Tennessee

Henderson County has an effective property tax rate of 0.48%. On the median home value of $164,800, that's roughly $794 per year. Median household income is $55,136.

Effective Property Tax Rate1
0.48%
median tax $794 ÷ median home $164,800
Median Home Value1
$164,800
owner-occupied
Median Household Income1
$55,136
per-capita $28,236
Est. Annual Tax on Median Home1
$794
at 0.48% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricHenderson CountyTennessee (state context)
Effective property tax rate10.48%0.47%
Median home value1$164,800
State income tax3No state income taxNo state income tax
State sales tax39.61% combined9.61% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Henderson County, TN

Henderson County offers an affordable entry point for buyers, with a median home value of $164,800. The effective property tax rate here is 0.482%, which sits slightly above Tennessee's statewide median of 0.467% and ranks 37th among the state's 95 counties. That rate translates into a median annual real-estate tax bill of $794. With a median household income of $55,136, this tax bill amounts to a little over one percent of yearly earnings. Compared with the national median effective rate of 0.794%, Henderson County's rate is lower, though home prices in places like Lexington remain the bigger factor in overall affordability. Per-capita income stands at $28,236. For someone weighing a move, the combination of below-average home values and a tax rate near the state midpoint may make this county worth a closer look.

Frequently asked questions

What is the property tax rate in Henderson County, TN?
The effective rate is 0.48% — meaning the median tax bill equals about 0.48% of the median home value.
How much are property taxes on a median home?
On the median home ($164,800), the estimated annual bill is about $794.
Is Henderson County's rate high or low?
Compare it to the state median of 0.47% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Henderson County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Henderson County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.