County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Chester County, Tennessee

Chester County has an effective property tax rate of 0.52%. On the median home value of $164,400, that's roughly $856 per year. Median household income is $59,341.

Effective Property Tax Rate1
0.52%
median tax $856 ÷ median home $164,400
Median Home Value1
$164,400
owner-occupied
Median Household Income1
$59,341
per-capita $28,454
Est. Annual Tax on Median Home1
$856
at 0.52% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricChester CountyTennessee (state context)
Effective property tax rate10.52%0.47%
Median home value1$164,400
State income tax3No state income taxNo state income tax
State sales tax39.61% combined9.61% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Chester County, TN

Property owners in Chester County, Tennessee, face an effective tax rate of 0.521%, which sits above the state median of 0.467% but well below the national figure of 0.794%. That places the county 28th among Tennessee's 95 counties, a middling position that signals a rate somewhat heavier than what many fellow Tennesseans pay, though far lighter than the burden common across much of the country. A median home value of $164,400 translates into an annual real-estate tax bill of about $856. Households here earn a median of $59,341, with per-capita income at $28,454. Communities such as Henderson, along with Enville and Jacks Creek, make up the county's principal towns. The gap between Chester County's rate and the state median is narrow, so the practical difference in dollars remains contained even as the county's ranking reflects a rate that leans slightly high within Tennessee.

Frequently asked questions

What is the property tax rate in Chester County, TN?
The effective rate is 0.52% — meaning the median tax bill equals about 0.52% of the median home value.
How much are property taxes on a median home?
On the median home ($164,400), the estimated annual bill is about $856.
Is Chester County's rate high or low?
Compare it to the state median of 0.47% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Chester County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Chester County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.