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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Oconee County, South Carolina

Oconee County has an effective property tax rate of 0.38%. On the median home value of $237,100, that's roughly $899 per year. Median household income is $62,388.

Effective Property Tax Rate1
0.38%
median tax $899 ÷ median home $237,100
Median Home Value1
$237,100
owner-occupied
Median Household Income1
$62,388
per-capita $39,360
Est. Annual Tax on Median Home1
$899
at 0.38% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricOconee CountySouth Carolina (state context)
Effective property tax rate10.38%0.51%
Median home value1$237,100—
State income tax3top rate 6.20%top rate 6.20%
State sales tax37.49% combined7.49% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Oconee County, SC

In Oconee County, South Carolina, the median home value of $237,100 carries an annual property tax bill of just $899, based on an effective rate of 0.379%. That rate sits well below South Carolina's statewide median of 0.508%, and within the state the county ranks 44th out of 46 counties for property tax rate. Buyers near Seneca, the county's largest city, will find that gap meaningful against the national median of 0.794%. Households here earn a median of $62,388, with per-capita income at $39,360, so yearly taxes absorb a slim share of earnings. Compared with many parts of the country, both the purchase price and the ongoing tax cost stay within reach, which can make owning a home in communities like Seneca, Long Creek, or Mountain Rest less of a stretch on a moderate income.

Frequently asked questions

What is the property tax rate in Oconee County, SC?
The effective rate is 0.38% — meaning the median tax bill equals about 0.38% of the median home value.
How much are property taxes on a median home?
On the median home ($237,100), the estimated annual bill is about $899.
Is Oconee County's rate high or low?
Compare it to the state median of 0.51% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Oconee County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Oconee County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.