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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Naguabo Municipio, Puerto Rico

Naguabo Municipio has an effective property tax rate of 0.32%. On the median home value of $105,500, that's roughly $333 per year. Median household income is $23,395.

Effective Property Tax Rate1
0.32%
median tax $333 ÷ median home $105,500
Median Home Value1
$105,500
owner-occupied
Median Household Income1
$23,395
per-capita $13,083
Est. Annual Tax on Median Home1
$333
at 0.32% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricNaguabo MunicipioPuerto Rico (state context)
Effective property tax rate10.32%N/A
Median home value1$105,500—
State income tax3——
State sales tax3——

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Naguabo Municipio, PR

Property owners in Naguabo Municipio face an effective tax rate of 0.316%, which sits below Puerto Rico's statewide median of 0.389% and well under the national median of 0.794%. Among the 72 counties ranked within the territory, this one places 46th, placing it nearer the lower end of the scale. A median home value of $105,500 generates an annual real-estate tax bill of roughly $333. That figure stands against a median household income of $23,395 and per-capita income of $13,083, both of which are limited. The gap between Naguabo's rate and the national figure is substantial, more than double. What this signals is a jurisdiction where property taxation takes a comparatively restrained share of housing costs, though the low income levels mean even a $333 bill carries weight against household budgets.

Frequently asked questions

What is the property tax rate in Naguabo Municipio, PR?
The effective rate is 0.32% — meaning the median tax bill equals about 0.32% of the median home value.
How much are property taxes on a median home?
On the median home ($105,500), the estimated annual bill is about $333.
Is Naguabo Municipio's rate high or low?
Compare it to the state median of N/A and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Naguabo Municipio assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Naguabo Municipio assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.