Home›Property Tax›Pennsylvania›Bedford County
County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Bedford County, Pennsylvania

Bedford County has an effective property tax rate of 0.81%. On the median home value of $179,000, that's roughly $1,444 per year. Median household income is $59,992.

Effective Property Tax Rate1
0.81%
median tax $1,444 ÷ median home $179,000
Median Home Value1
$179,000
owner-occupied
Median Household Income1
$59,992
per-capita $32,665
Est. Annual Tax on Median Home1
$1,444
at 0.81% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricBedford CountyPennsylvania (state context)
Effective property tax rate10.81%1.27%
Median home value1$179,000—
State income tax3top rate 3.07%top rate 3.07%
State sales tax36.34% combined6.34% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Bedford County, PA

For anyone weighing a move to Bedford County, the tax picture is unusually gentle. The effective property tax rate sits at 0.807%, well under Pennsylvania's statewide median of 1.269% and just above the national figure of 0.794%. That rate ranks 67th out of all 67 counties in the state, meaning no other Pennsylvania county taxes property more lightly. On a median home value of $179,000, the annual real-estate bill comes to roughly $1,444. With median household income at $59,992 and per-capita income of $32,665, that tax load stays small against what people earn here. Buyers looking at Bedford, the county's largest town, along with Alum Bank and Breezewood, will find housing costs that don't climb steeply once taxes are added in. The combination of below-average home values and the state's lowest effective rate keeps ownership within reach.

Frequently asked questions

What is the property tax rate in Bedford County, PA?
The effective rate is 0.81% — meaning the median tax bill equals about 0.81% of the median home value.
How much are property taxes on a median home?
On the median home ($179,000), the estimated annual bill is about $1,444.
Is Bedford County's rate high or low?
Compare it to the state median of 1.27% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Bedford County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Bedford County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.