County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Kay County, Oklahoma

Kay County has an effective property tax rate of 0.66%. On the median home value of $124,700, that's roughly $821 per year. Median household income is $58,423.

Effective Property Tax Rate1
0.66%
median tax $821 ÷ median home $124,700
Median Home Value1
$124,700
owner-occupied
Median Household Income1
$58,423
per-capita $31,071
Est. Annual Tax on Median Home1
$821
at 0.66% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricKay CountyOklahoma (state context)
Effective property tax rate10.66%0.63%
Median home value1$124,700
State income tax3top rate 4.75%top rate 4.75%
State sales tax39.06% combined9.06% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Kay County, OK

Kay County’s effective property tax rate of 0.658% lands slightly above Oklahoma’s statewide median of 0.627%, placing it 29th among the state’s 77 counties. On a median home value of $124,700, that rate yields an annual tax bill of about $821. Compared with the national median of 0.794%, however, the county sits comfortably below the typical American rate, so homeowners here face a lighter load than many elsewhere in the country even though they pay a bit more than the average Oklahoman. With a median household income of $58,423 and per-capita income of $31,071, the tax bill amounts to a fairly contained share of yearly earnings. Ponca City, the county’s largest community, anchors a region where property taxes run close to the state norm but well under the national figure.

Frequently asked questions

What is the property tax rate in Kay County, OK?
The effective rate is 0.66% — meaning the median tax bill equals about 0.66% of the median home value.
How much are property taxes on a median home?
On the median home ($124,700), the estimated annual bill is about $821.
Is Kay County's rate high or low?
Compare it to the state median of 0.63% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Kay County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Kay County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.