County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Garfield County, Oklahoma

Garfield County has an effective property tax rate of 0.87%. On the median home value of $160,100, that's roughly $1,389 per year. Median household income is $66,182.

Effective Property Tax Rate1
0.87%
median tax $1,389 ÷ median home $160,100
Median Home Value1
$160,100
owner-occupied
Median Household Income1
$66,182
per-capita $33,517
Est. Annual Tax on Median Home1
$1,389
at 0.87% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricGarfield CountyOklahoma (state context)
Effective property tax rate10.87%0.63%
Median home value1$160,100
State income tax3top rate 4.75%top rate 4.75%
State sales tax39.06% combined9.06% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Garfield County, OK

Garfield County's effective property tax rate of 0.868% sits above both the Oklahoma median of 0.627% and the national median of 0.794%. That places the county seventh among Oklahoma's 77 counties for tax rate, a ranking that signals property taxes here run heavier than in most of the state. A median home valued at $160,100 carries an annual real-estate tax bill of about $1,389. Against a median household income of $66,182 and per-capita income of $33,517, that bill takes a noticeable slice of earnings. Enid, the county's largest city, anchors a region where homeowners should expect to pay more than the average Oklahoman and somewhat more than the average American. Buyers weighing a move here may want to factor that higher rate into their budget alongside the area's home prices and incomes.

Frequently asked questions

What is the property tax rate in Garfield County, OK?
The effective rate is 0.87% — meaning the median tax bill equals about 0.87% of the median home value.
How much are property taxes on a median home?
On the median home ($160,100), the estimated annual bill is about $1,389.
Is Garfield County's rate high or low?
Compare it to the state median of 0.63% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Garfield County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Garfield County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.