Home›Property Tax›Ohio›Ottawa County
County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Ottawa County, Ohio

Ottawa County has an effective property tax rate of 1.08%. On the median home value of $219,900, that's roughly $2,378 per year. Median household income is $76,101.

Effective Property Tax Rate1
1.08%
median tax $2,378 ÷ median home $219,900
Median Home Value1
$219,900
owner-occupied
Median Household Income1
$76,101
per-capita $49,306
Est. Annual Tax on Median Home1
$2,378
at 1.08% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricOttawa CountyOhio (state context)
Effective property tax rate11.08%1.05%
Median home value1$219,900—
State income tax3top rate 2.75%top rate 2.75%
State sales tax37.29% combined7.29% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Ottawa County, OH

Ottawa County’s effective property tax rate of 1.081% sits slightly above Ohio’s statewide median of 1.051%, placing it 35th among the state’s 88 counties. That ranking lands the county near the middle of Ohio’s pack, with roughly half of counties taxing at a higher rate and half at a lower one. Against the national median of 0.794%, the gap is wider — Ottawa County property owners pay a noticeably higher share of home value than the average American. A median home valued at $219,900 carries an annual tax bill of about $2,378, set against a median household income of $76,101 and per-capita income of $49,306. Communities such as Clay Center, Elmore, and Genoa fall within the county. The overall picture is one of a moderately taxed Ohio county that runs above national norms.

Frequently asked questions

What is the property tax rate in Ottawa County, OH?
The effective rate is 1.08% — meaning the median tax bill equals about 1.08% of the median home value.
How much are property taxes on a median home?
On the median home ($219,900), the estimated annual bill is about $2,378.
Is Ottawa County's rate high or low?
Compare it to the state median of 1.05% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Ottawa County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Ottawa County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.