County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Steuben County, New York

Steuben County has an effective property tax rate of 2.46%. On the median home value of $137,900, that's roughly $3,386 per year. Median household income is $65,887.

Effective Property Tax Rate1
2.46%
median tax $3,386 ÷ median home $137,900
Median Home Value1
$137,900
owner-occupied
Median Household Income1
$65,887
per-capita $37,718
Est. Annual Tax on Median Home1
$3,386
at 2.46% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricSteuben CountyNew York (state context)
Effective property tax rate12.46%2.04%
Median home value1$137,900
State income tax3top rate 10.90%top rate 10.90%
State sales tax38.54% combined8.54% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Steuben County, NY

In Steuben County, New York, buying a home costs far less than in many parts of the country — the median value sits at $137,900, and the annual property tax bill that goes with it runs about $3,386. That tax load works out to an effective rate of 2.455%, which lands above New York's statewide median of 2.040% and places Steuben 10th among the state's 62 counties for property tax rate. Nationally, the picture looks steeper still, since the country's median effective rate is just 0.794%. Even so, the county's median household income of $65,887 covers that yearly bill without straining too hard. Anyone weighing a move to Wayne, Perkinsville, or Addison should expect lower purchase prices paired with tax rates that outpace much of the country, a trade-off worth running through a personal budget before committing.

Frequently asked questions

What is the property tax rate in Steuben County, NY?
The effective rate is 2.46% — meaning the median tax bill equals about 2.46% of the median home value.
How much are property taxes on a median home?
On the median home ($137,900), the estimated annual bill is about $3,386.
Is Steuben County's rate high or low?
Compare it to the state median of 2.04% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Steuben County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Steuben County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.