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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Oswego County, New York

Oswego County has an effective property tax rate of 2.40%. On the median home value of $151,700, that's roughly $3,646 per year. Median household income is $69,183.

Effective Property Tax Rate1
2.40%
median tax $3,646 ÷ median home $151,700
Median Home Value1
$151,700
owner-occupied
Median Household Income1
$69,183
per-capita $35,765
Est. Annual Tax on Median Home1
$3,646
at 2.40% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricOswego CountyNew York (state context)
Effective property tax rate12.40%2.04%
Median home value1$151,700—
State income tax3top rate 10.90%top rate 10.90%
State sales tax38.54% combined8.54% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Oswego County, NY

Oswego County’s effective property tax rate of 2.403% sits well above New York’s statewide median of 2.040%, placing it 14th among the state’s 62 counties. That gap matters: homes here carry a median value of $151,700, yet the annual real-estate tax bill lands at $3,646. Against a median household income of $69,183, property taxes absorb a noticeable share of earnings, a heavier load than many New York homeowners face. The contrast with the national median rate of 0.794% is starker still — roughly three times the countrywide figure. Communities such as Central Square, Constantia, and Bernhards Bay feel this directly, since local levies drive the tally. Per-capita income of $35,765 adds further weight, meaning homeowners in these towns commit a larger slice of what they earn to keep their property taxes current than is common elsewhere in the state or across the country.

Frequently asked questions

What is the property tax rate in Oswego County, NY?
The effective rate is 2.40% — meaning the median tax bill equals about 2.40% of the median home value.
How much are property taxes on a median home?
On the median home ($151,700), the estimated annual bill is about $3,646.
Is Oswego County's rate high or low?
Compare it to the state median of 2.04% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Oswego County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Oswego County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.