County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Delaware County, New York

Delaware County has an effective property tax rate of 1.72%. On the median home value of $183,100, that's roughly $3,145 per year. Median household income is $63,337.

Effective Property Tax Rate1
1.72%
median tax $3,145 ÷ median home $183,100
Median Home Value1
$183,100
owner-occupied
Median Household Income1
$63,337
per-capita $37,564
Est. Annual Tax on Median Home1
$3,145
at 1.72% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricDelaware CountyNew York (state context)
Effective property tax rate11.72%2.04%
Median home value1$183,100
State income tax3top rate 10.90%top rate 10.90%
State sales tax38.54% combined8.54% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Delaware County, NY

In Delaware County, New York, buying a home comes with a median price of $183,100 and an annual property tax bill of $3,145, based on an effective rate of 1.718%. That rate sits below New York's statewide median of 2.040%, and the county ranks 44th out of 62 for property tax rate within the state. Still, it's more than double the national median of 0.794%, so buyers moving from elsewhere should expect to pay proportionally more in taxes. With median household income at $63,337 and per-capita income at $37,564, the tax bill equals roughly 5% of household earnings. Stamford is among the principal communities here. Compared with many New York counties, the combination of lower home values and a below-average rate can ease the overall cost of ownership.

Frequently asked questions

What is the property tax rate in Delaware County, NY?
The effective rate is 1.72% — meaning the median tax bill equals about 1.72% of the median home value.
How much are property taxes on a median home?
On the median home ($183,100), the estimated annual bill is about $3,145.
Is Delaware County's rate high or low?
Compare it to the state median of 2.04% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Delaware County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Delaware County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.