Property Tax & Income in Cattaraugus County, New York
Cattaraugus County has an effective property tax rate of 2.65%. On the median home value of $113,100, that's roughly $2,991 per year. Median household income is $59,540.
What you'll pay, at a glance
Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.
| Metric | Cattaraugus County | New York (state context) |
|---|---|---|
| Effective property tax rate1 | 2.65% | 2.04% |
| Median home value1 | $113,100 | — |
| State income tax3 | top rate 10.90% | top rate 10.90% |
| State sales tax3 | 8.54% combined | 8.54% combined |
How this is calculated
The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.
About Cattaraugus County, NY
In Cattaraugus County, buying a home costs far less than in much of New York, but the tax bill eats up a larger share of that lower price. The median home value sits at $113,100, and the annual real-estate tax on it comes to $2,991 — an effective rate of 2.645%. That rate ranks third among New York's 62 counties and climbs well past the statewide median of 2.040%, so a buyer drawn to towns like Gowanda should plan for property taxes that run steeper than the state norm. The offset is the price of entry: with a median household income of $59,540 and per-capita income of $31,747, the tax equals roughly 5% of household earnings. Nationally, the median effective rate is just 0.794%, making this county's levy nearly three and a half times the U.S. figure. Affordability here hinges on cheap housing paired with comparatively heavy taxation.