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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Rio Arriba County, New Mexico

Rio Arriba County has an effective property tax rate of 0.42%. On the median home value of $243,700, that's roughly $1,021 per year. Median household income is $57,155.

Effective Property Tax Rate1
0.42%
median tax $1,021 ÷ median home $243,700
Median Home Value1
$243,700
owner-occupied
Median Household Income1
$57,155
per-capita $31,887
Est. Annual Tax on Median Home1
$1,021
at 0.42% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricRio Arriba CountyNew Mexico (state context)
Effective property tax rate10.42%0.55%
Median home value1$243,700—
State income tax3top rate 5.90%top rate 5.90%
State sales tax37.68% combined7.68% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Rio Arriba County, NM

Property taxes in Rio Arriba County, New Mexico run at an effective rate of 0.419%, well beneath the statewide median of 0.548% and far under the national figure of 0.794%. Only two of New Mexico's 33 counties levy a lower rate, placing Rio Arriba at 31st. On a median home value of $243,700, that rate yields an annual tax bill near $1,021. Households here earn a median of $57,155, with per-capita income at $31,887, so the tax bite stays comparatively contained against local earnings. Communities such as Coyote, Gallina, and Lindrith sit within the county, and homeowners in these areas benefit from a rate that trails both state and national norms. The ranking signals a county where property taxation is comparatively restrained, though the trade-off may appear in the public services that a lower levy can support.

Frequently asked questions

What is the property tax rate in Rio Arriba County, NM?
The effective rate is 0.42% — meaning the median tax bill equals about 0.42% of the median home value.
How much are property taxes on a median home?
On the median home ($243,700), the estimated annual bill is about $1,021.
Is Rio Arriba County's rate high or low?
Compare it to the state median of 0.55% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Rio Arriba County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Rio Arriba County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.