County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Jackson County, North Carolina

Jackson County has an effective property tax rate of 0.34%. On the median home value of $284,700, that's roughly $976 per year. Median household income is $55,815.

Effective Property Tax Rate1
0.34%
median tax $976 ÷ median home $284,700
Median Home Value1
$284,700
owner-occupied
Median Household Income1
$55,815
per-capita $33,850
Est. Annual Tax on Median Home1
$976
at 0.34% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricJackson CountyNorth Carolina (state context)
Effective property tax rate10.34%0.64%
Median home value1$284,700
State income tax3top rate 3.99%top rate 3.99%
State sales tax37.10% combined7.10% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Jackson County, NC

Jackson County sits at the bottom of North Carolina's 100 counties for property tax rate, with an effective rate of 0.343 percent. That's barely half the statewide median of 0.644 percent and well under the national median of 0.794 percent. The practical result shows up in the median annual tax bill of $976 on a home valued at $284,700, a figure shaped as much by the area's property values as by the rate itself. With median household income at $55,815 and per-capita income at $33,850, that tax load stays contained. Communities like Cullowhee, Cashiers, and Balsam fall under this county's tax structure, and the ranking signals that local government here leans on a comparatively narrow property tax base.

Frequently asked questions

What is the property tax rate in Jackson County, NC?
The effective rate is 0.34% — meaning the median tax bill equals about 0.34% of the median home value.
How much are property taxes on a median home?
On the median home ($284,700), the estimated annual bill is about $976.
Is Jackson County's rate high or low?
Compare it to the state median of 0.64% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Jackson County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Jackson County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.