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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Cumberland County, North Carolina

Cumberland County has an effective property tax rate of 0.93%. On the median home value of $199,200, that's roughly $1,850 per year. Median household income is $61,291.

Effective Property Tax Rate1
0.93%
median tax $1,850 ÷ median home $199,200
Median Home Value1
$199,200
owner-occupied
Median Household Income1
$61,291
per-capita $32,657
Est. Annual Tax on Median Home1
$1,850
at 0.93% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricCumberland CountyNorth Carolina (state context)
Effective property tax rate10.93%0.64%
Median home value1$199,200—
State income tax3top rate 3.99%top rate 3.99%
State sales tax37.10% combined7.10% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Cumberland County, NC

Cumberland County's effective property tax rate of 0.929% sits above both the North Carolina median of 0.644% and the national figure of 0.794%. That gap matters: among the state's 100 counties, Cumberland ranks 8th highest for property taxes. A median home value of $199,200 generates an annual tax bill of about $1,850, while median household income stands at $61,291 and per-capita income at $32,657. Fayetteville anchors the county, with Fort Bragg and Pope Army Airfield also within its borders, and the military presence shapes both the housing stock and the tax base. Homeowners here pay a noticeably larger share of income toward property taxes than the average North Carolinian, a signal that local levies run heavier than much of the state even though the county's median home value stays below many metro areas.

Frequently asked questions

What is the property tax rate in Cumberland County, NC?
The effective rate is 0.93% — meaning the median tax bill equals about 0.93% of the median home value.
How much are property taxes on a median home?
On the median home ($199,200), the estimated annual bill is about $1,850.
Is Cumberland County's rate high or low?
Compare it to the state median of 0.64% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Cumberland County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Cumberland County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.