Home›Property Tax›Montana›Phillips County
County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Phillips County, Montana

Phillips County has an effective property tax rate of 0.79%. On the median home value of $197,600, that's roughly $1,551 per year. Median household income is $53,417.

Effective Property Tax Rate1
0.79%
median tax $1,551 ÷ median home $197,600
Median Home Value1
$197,600
owner-occupied
Median Household Income1
$53,417
per-capita $33,106
Est. Annual Tax on Median Home1
$1,551
at 0.79% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricPhillips CountyMontana (state context)
Effective property tax rate10.79%0.68%
Median home value1$197,600—
State income tax3top rate 5.65%top rate 5.65%
State sales tax30.00% combined0.00% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Phillips County, MT

Phillips County’s effective property tax rate of 0.785% sits above Montana’s statewide median of 0.677%, placing it 20th among the state’s 56 counties. That ranking signals a heavier-than-average tax load within Montana, though the gap is narrower than it might first appear. Against the national median of 0.794%, the county actually edges slightly below average, so its position depends heavily on which benchmark you choose. A median home value of $197,600 produces an annual real-estate tax bill of about $1,551. With median household income at $53,417 and per-capita income of $33,106, property taxes take a meaningful share of local earnings. Malta is the largest of the county’s principal communities, which also include Saco and Loring.

Frequently asked questions

What is the property tax rate in Phillips County, MT?
The effective rate is 0.79% — meaning the median tax bill equals about 0.79% of the median home value.
How much are property taxes on a median home?
On the median home ($197,600), the estimated annual bill is about $1,551.
Is Phillips County's rate high or low?
Compare it to the state median of 0.68% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Phillips County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Phillips County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.