County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Pennington County, Minnesota

Pennington County has an effective property tax rate of 1.26%. On the median home value of $195,500, that's roughly $2,458 per year. Median household income is $77,325.

Effective Property Tax Rate1
1.26%
median tax $2,458 ÷ median home $195,500
Median Home Value1
$195,500
owner-occupied
Median Household Income1
$77,325
per-capita $41,551
Est. Annual Tax on Median Home1
$2,458
at 1.26% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricPennington CountyMinnesota (state context)
Effective property tax rate11.26%0.98%
Median home value1$195,500
State income tax3top rate 9.85%top rate 9.85%
State sales tax38.14% combined8.14% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Pennington County, MN

Homes in Pennington County, Minnesota, are priced well below what buyers face in many parts of the country, with a median value of $195,500. That lower sticker price helps offset a property tax rate that runs higher than most of the state: 1.257%, compared with Minnesota's 0.985% median. The result is a median annual tax bill of $2,458. Households earning the median income of $77,325 would devote roughly 3% of that to property taxes, though per-capita income sits at $41,551. Among Minnesota's 87 counties, this one ranks first for effective rate, so buyers should expect taxes to take a larger share than elsewhere in the state. Saint Hilaire, Trail, and Oklee anchor the county, with Saint Hilaire the largest of the three.

Frequently asked questions

What is the property tax rate in Pennington County, MN?
The effective rate is 1.26% — meaning the median tax bill equals about 1.26% of the median home value.
How much are property taxes on a median home?
On the median home ($195,500), the estimated annual bill is about $2,458.
Is Pennington County's rate high or low?
Compare it to the state median of 0.98% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Pennington County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Pennington County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.