Home›Property Tax›Minnesota›Clearwater County
County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Clearwater County, Minnesota

Clearwater County has an effective property tax rate of 0.67%. On the median home value of $192,100, that's roughly $1,295 per year. Median household income is $64,475.

Effective Property Tax Rate1
0.67%
median tax $1,295 ÷ median home $192,100
Median Home Value1
$192,100
owner-occupied
Median Household Income1
$64,475
per-capita $33,526
Est. Annual Tax on Median Home1
$1,295
at 0.67% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricClearwater CountyMinnesota (state context)
Effective property tax rate10.67%0.98%
Median home value1$192,100—
State income tax3top rate 9.85%top rate 9.85%
State sales tax38.14% combined8.14% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Clearwater County, MN

Buying a home in Clearwater County, Minnesota, comes with a property tax bill that sits well below both state and national norms. The county's effective rate of 0.674% trails Minnesota's 0.985% median and the nationwide 0.794% figure. That gap matters over time, since a lower rate means a smaller share of a home's value goes to taxes each year. A median-priced home here costs $192,100, generating an annual real-estate tax bill of about $1,295. Households earning the median income of $64,475 would devote a sliver of that to property taxes. Within Minnesota, Clearwater County ranks 84th of 87 counties for its rate, placing it among the state's cheapest. Bagley, the largest of the county's communities, anchors an area where per-capita income reaches $33,526. For buyers weighing affordability, the combination of lower home values and a below-average tax rate shapes the overall cost of ownership.

Frequently asked questions

What is the property tax rate in Clearwater County, MN?
The effective rate is 0.67% — meaning the median tax bill equals about 0.67% of the median home value.
How much are property taxes on a median home?
On the median home ($192,100), the estimated annual bill is about $1,295.
Is Clearwater County's rate high or low?
Compare it to the state median of 0.98% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Clearwater County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Clearwater County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.