County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Carlton County, Minnesota

Carlton County has an effective property tax rate of 1.17%. On the median home value of $245,100, that's roughly $2,862 per year. Median household income is $80,573.

Effective Property Tax Rate1
1.17%
median tax $2,862 ÷ median home $245,100
Median Home Value1
$245,100
owner-occupied
Median Household Income1
$80,573
per-capita $39,410
Est. Annual Tax on Median Home1
$2,862
at 1.17% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricCarlton CountyMinnesota (state context)
Effective property tax rate11.17%0.98%
Median home value1$245,100
State income tax3top rate 9.85%top rate 9.85%
State sales tax38.14% combined8.14% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Carlton County, MN

In Carlton County, Minnesota, the median home value of $245,100 carries an annual property tax bill of about $2,862, based on an effective rate of 1.168%. That rate sits above Minnesota's statewide median of 0.985% and ranks 5th among the state's 87 counties, so buyers here should expect to pay more than many other Minnesotans. The national median of 0.794% is lower still. Against a median household income of $80,573 and per-capita income of $39,410, the tax load stays within reach for many households, though it takes a larger share of earnings than in lower-tax counties. Cloquet, the largest community among Barnum, Carlton, and Cloquet, anchors much of the county's housing stock. For anyone weighing a purchase, the tradeoff is clear: home prices that undercut many metro markets, paired with tax bills that run somewhat higher than the state average.

Frequently asked questions

What is the property tax rate in Carlton County, MN?
The effective rate is 1.17% — meaning the median tax bill equals about 1.17% of the median home value.
How much are property taxes on a median home?
On the median home ($245,100), the estimated annual bill is about $2,862.
Is Carlton County's rate high or low?
Compare it to the state median of 0.98% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Carlton County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Carlton County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.