County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Beltrami County, Minnesota

Beltrami County has an effective property tax rate of 0.97%. On the median home value of $237,500, that's roughly $2,309 per year. Median household income is $68,975.

Effective Property Tax Rate1
0.97%
median tax $2,309 ÷ median home $237,500
Median Home Value1
$237,500
owner-occupied
Median Household Income1
$68,975
per-capita $35,509
Est. Annual Tax on Median Home1
$2,309
at 0.97% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricBeltrami CountyMinnesota (state context)
Effective property tax rate10.97%0.98%
Median home value1$237,500
State income tax3top rate 9.85%top rate 9.85%
State sales tax38.14% combined8.14% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Beltrami County, MN

Beltrami County’s effective property tax rate of 0.972% sits just under Minnesota’s statewide median of 0.985%, placing it 50th among the state’s 87 counties. That ranking signals a middle-of-the-pack position within Minnesota rather than an outlier on either end. Against the national median of 0.794%, however, the county runs noticeably higher. A median home in Beltrami County is valued at $237,500, producing an annual real-estate tax bill of about $2,309, set against a median household income of $68,975 and per-capita income of $35,509. Bemidji, the largest community here, anchors a county where property taxes land somewhat above what a typical American homeowner pays but slightly below the Minnesota norm. The gap with the national figure is the more meaningful signal: owning property here costs more than in much of the country, even if it compares favorably within the state.

Frequently asked questions

What is the property tax rate in Beltrami County, MN?
The effective rate is 0.97% — meaning the median tax bill equals about 0.97% of the median home value.
How much are property taxes on a median home?
On the median home ($237,500), the estimated annual bill is about $2,309.
Is Beltrami County's rate high or low?
Compare it to the state median of 0.98% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Beltrami County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Beltrami County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.