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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in St. Clair County, Michigan

St. Clair County has an effective property tax rate of 1.14%. On the median home value of $224,600, that's roughly $2,562 per year. Median household income is $71,270.

Effective Property Tax Rate1
1.14%
median tax $2,562 ÷ median home $224,600
Median Home Value1
$224,600
owner-occupied
Median Household Income1
$71,270
per-capita $38,214
Est. Annual Tax on Median Home1
$2,562
at 1.14% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricSt. Clair CountyMichigan (state context)
Effective property tax rate11.14%1.09%
Median home value1$224,600—
State income tax3top rate 4.25%top rate 4.25%
State sales tax36.00% combined6.00% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About St. Clair County, MI

St. Clair County’s effective property tax rate of 1.141% sits above Michigan’s statewide median of 1.087%, placing it 33rd among the state’s 83 counties. That ranking signals a rate somewhat higher than the middle of the pack — homeowners around Algonac, Allenton, and Avoca pay a larger share of their property’s value in taxes than many other Michiganders. The gap with the national median of 0.794% is wider still, since Michigan overall taxes property more heavily than most states. On a median home value of $224,600, the annual bill comes to $2,562, against a median household income of $71,270 and per-capita income of $38,214. The rate alone doesn’t capture affordability, though; income levels and home values shape what that bill actually means for households across the county.

Frequently asked questions

What is the property tax rate in St. Clair County, MI?
The effective rate is 1.14% — meaning the median tax bill equals about 1.14% of the median home value.
How much are property taxes on a median home?
On the median home ($224,600), the estimated annual bill is about $2,562.
Is St. Clair County's rate high or low?
Compare it to the state median of 1.09% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the St. Clair County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the St. Clair County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.