County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Middlesex County, Massachusetts

Middlesex County has an effective property tax rate of 1.03%. On the median home value of $727,800, that's roughly $7,501 per year. Median household income is $130,847.

Effective Property Tax Rate1
1.03%
median tax $7,501 ÷ median home $727,800
Median Home Value1
$727,800
owner-occupied
Median Household Income1
$130,847
per-capita $69,556
Est. Annual Tax on Median Home1
$7,501
at 1.03% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricMiddlesex CountyMassachusetts (state context)
Effective property tax rate11.03%1.06%
Median home value1$727,800
State income tax3top rate 5.00%top rate 5.00%
State sales tax36.25% combined6.25% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Middlesex County, MA

Buying in Middlesex County means weighing a steep purchase price against a tax rate that won't pile on as much as you might fear. The median home here costs $727,800, far above what most of Massachusetts commands, and that sticker price is the real hurdle. Once you own, though, the county's 1.031% effective rate sits below the state's 1.063% average and ranks 10th of 14 counties, so the annual bill on that median home lands near $7,501. Households earning the median $130,847 can absorb that more comfortably than buyers in many other counties, especially with per-capita income at $69,556. Cambridge, Lowell, and Somerville anchor the county, and each draws buyers for different reasons. The trade-off is clear: you pay dearly for the house, but the ongoing tax bite is gentler than much of the state's.

Frequently asked questions

What is the property tax rate in Middlesex County, MA?
The effective rate is 1.03% — meaning the median tax bill equals about 1.03% of the median home value.
How much are property taxes on a median home?
On the median home ($727,800), the estimated annual bill is about $7,501.
Is Middlesex County's rate high or low?
Compare it to the state median of 1.06% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Middlesex County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Middlesex County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.