Property Tax & Income in Hampden County, Massachusetts
Hampden County has an effective property tax rate of 1.49%. On the median home value of $298,800, that's roughly $4,455 per year. Median household income is $71,306.
What you'll pay, at a glance
Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.
| Metric | Hampden County | Massachusetts (state context) |
|---|---|---|
| Effective property tax rate1 | 1.49% | 1.06% |
| Median home value1 | $298,800 | — |
| State income tax3 | top rate 5.00% | top rate 5.00% |
| State sales tax3 | 6.25% combined | 6.25% combined |
How this is calculated
The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.
About Hampden County, MA
Buying in Hampden County means weighing a below-average price tag against an above-average tax rate. The median home here costs $298,800, and the annual property tax bill that comes with it runs about $4,455, based on an effective rate of 1.491%. That rate outpaces Massachusetts as a whole, where the median sits at 1.063%, and it ranks first among the state's 14 counties. Nationally, the picture shifts further: the typical effective rate is just 0.794%. Households earning the median $71,306 would owe roughly 6% of that income in property taxes each year, with per-capita income at $38,219. Springfield, Chicopee, and Agawam anchor the county, and Springfield is its largest city. For a buyer, the trade-off is clear — lower sticker prices than much of Massachusetts, but a heavier annual tax load once the keys change hands.