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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Todd County, Kentucky

Todd County has an effective property tax rate of 0.55%. On the median home value of $166,700, that's roughly $909 per year. Median household income is $61,103.

Effective Property Tax Rate1
0.55%
median tax $909 ÷ median home $166,700
Median Home Value1
$166,700
owner-occupied
Median Household Income1
$61,103
per-capita $32,149
Est. Annual Tax on Median Home1
$909
at 0.55% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricTodd CountyKentucky (state context)
Effective property tax rate10.55%0.68%
Median home value1$166,700—
State income tax3top rate 3.50%top rate 3.50%
State sales tax36.00% combined6.00% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Todd County, KY

Property taxes in Todd County, Kentucky run at an effective rate of 0.545%, which sits below Kentucky's statewide median of 0.675% and well under the national median of 0.794%. That gap matters for anyone weighing a move to Guthrie or the surrounding area: a home valued at the median $166,700 carries an annual real-estate tax bill of roughly $909. Ranking 112th out of Kentucky's 120 counties by property tax rate places Todd County near the bottom of the state, meaning most Kentucky counties charge more. Households here earn a median of $61,103, with per-capita income at $32,149. The combination of a below-average rate and a below-average home value keeps annual property taxes comparatively contained, a detail that can influence affordability calculations for buyers comparing this part of Kentucky against higher-tax jurisdictions elsewhere.

Frequently asked questions

What is the property tax rate in Todd County, KY?
The effective rate is 0.55% — meaning the median tax bill equals about 0.55% of the median home value.
How much are property taxes on a median home?
On the median home ($166,700), the estimated annual bill is about $909.
Is Todd County's rate high or low?
Compare it to the state median of 0.68% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Todd County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Todd County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.