County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Henderson County, Kentucky

Henderson County has an effective property tax rate of 0.90%. On the median home value of $171,900, that's roughly $1,548 per year. Median household income is $58,851.

Effective Property Tax Rate1
0.90%
median tax $1,548 ÷ median home $171,900
Median Home Value1
$171,900
owner-occupied
Median Household Income1
$58,851
per-capita $32,844
Est. Annual Tax on Median Home1
$1,548
at 0.90% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricHenderson CountyKentucky (state context)
Effective property tax rate10.90%0.68%
Median home value1$171,900
State income tax3top rate 3.50%top rate 3.50%
State sales tax36.00% combined6.00% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Henderson County, KY

In Henderson County, Kentucky, buying a home carries a lighter price tag than many parts of the country, with the median home value sitting at $171,900. That translates into a median annual property tax bill of $1,548, based on an effective rate of 0.901%. Compared with the national median rate of 0.794% and Kentucky's statewide figure of 0.675%, this county runs higher than both, ranking 6th among the state's 120 counties for property tax rate. Even so, the dollar amount remains contained by the area's home prices. Households here bring in a median income of $58,851, while per-capita income reaches $32,844. Henderson, the largest city in the county, anchors a market that includes Corydon and Reed. For a buyer weighing affordability, the combination of below-average home values and a tax bill under $1,600 may offset the above-average rate.

Frequently asked questions

What is the property tax rate in Henderson County, KY?
The effective rate is 0.90% — meaning the median tax bill equals about 0.90% of the median home value.
How much are property taxes on a median home?
On the median home ($171,900), the estimated annual bill is about $1,548.
Is Henderson County's rate high or low?
Compare it to the state median of 0.68% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Henderson County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Henderson County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.