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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Woodford County, Illinois

Woodford County has an effective property tax rate of 2.13%. On the median home value of $197,600, that's roughly $4,215 per year. Median household income is $91,483.

Effective Property Tax Rate1
2.13%
median tax $4,215 ÷ median home $197,600
Median Home Value1
$197,600
owner-occupied
Median Household Income1
$91,483
per-capita $44,140
Est. Annual Tax on Median Home1
$4,215
at 2.13% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricWoodford CountyIllinois (state context)
Effective property tax rate12.13%1.80%
Median home value1$197,600—
State income tax3top rate 4.95%top rate 4.95%
State sales tax38.98% combined8.98% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Woodford County, IL

Woodford County's effective property tax rate of 2.133% sits well above Illinois's statewide median of 1.804%, and it ranks 15th among the state's 102 counties on that measure. The gap with the national median of 0.794% is wider still — this county's rate is nearly three times the countrywide figure. That shows up in actual bills: the median home value of $197,600 carries a median annual real-estate tax of $4,215. Households here earn a median of $91,483, with per-capita income at $44,140, so the tax load lands on a fairly affluent base, though the rate itself remains steep by any outside standard. Metamora and the surrounding communities of Benson and Lowpoint share in that pattern. Anyone weighing a move to this part of central Illinois should expect property taxes to run high compared with most of the country.

Frequently asked questions

What is the property tax rate in Woodford County, IL?
The effective rate is 2.13% — meaning the median tax bill equals about 2.13% of the median home value.
How much are property taxes on a median home?
On the median home ($197,600), the estimated annual bill is about $4,215.
Is Woodford County's rate high or low?
Compare it to the state median of 1.80% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Woodford County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Woodford County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.