County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Stewart County, Georgia

Stewart County has an effective property tax rate of 1.53%. On the median home value of $65,100, that's roughly $994 per year. Median household income is $33,250.

Effective Property Tax Rate1
1.53%
median tax $994 ÷ median home $65,100
Median Home Value1
$65,100
owner-occupied
Median Household Income1
$33,250
per-capita $22,784
Est. Annual Tax on Median Home1
$994
at 1.53% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricStewart CountyGeorgia (state context)
Effective property tax rate11.53%0.86%
Median home value1$65,100
State income tax3top rate 5.19%top rate 5.19%
State sales tax37.56% combined7.56% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Stewart County, GA

Stewart County, Georgia, carries an effective property tax rate of 1.527%, which places it well above both the statewide median of 0.859% and the national median of 0.794%. In fact, among Georgia's 158 counties, this one ranks first for property tax rate. That ranking signals a heavier reliance on property taxes than most communities across the state and country. The median home value here sits at $65,100, producing a median annual real-estate tax bill of $994. Households earn a median of $33,250, while per-capita income reaches $22,784. Lumpkin, the county seat and largest of the area's communities alongside Louvale and Omaha, anchors a rural county where lower property values offset some of the sting of that elevated rate. Even so, the combination of the highest rate in Georgia and below-average incomes means property taxes take a comparatively large share of local earnings.

Frequently asked questions

What is the property tax rate in Stewart County, GA?
The effective rate is 1.53% — meaning the median tax bill equals about 1.53% of the median home value.
How much are property taxes on a median home?
On the median home ($65,100), the estimated annual bill is about $994.
Is Stewart County's rate high or low?
Compare it to the state median of 0.86% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Stewart County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Stewart County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.