County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Gilmer County, Georgia

Gilmer County has an effective property tax rate of 0.35%. On the median home value of $314,000, that's roughly $1,109 per year. Median household income is $74,499.

Effective Property Tax Rate1
0.35%
median tax $1,109 ÷ median home $314,000
Median Home Value1
$314,000
owner-occupied
Median Household Income1
$74,499
per-capita $35,067
Est. Annual Tax on Median Home1
$1,109
at 0.35% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricGilmer CountyGeorgia (state context)
Effective property tax rate10.35%0.86%
Median home value1$314,000
State income tax3top rate 5.19%top rate 5.19%
State sales tax37.56% combined7.56% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Gilmer County, GA

Property taxes in Gilmer County, Georgia run well below both state and national norms. The county's effective rate of 0.353% is less than half Georgia's 0.859% median and also sits under the U.S. figure of 0.794%. That gap shows up in the actual bill: the median home value of $314,000 carries an annual real-estate tax of about $1,109. Only two of Georgia's 158 counties levy a lower effective rate, placing Gilmer near the bottom statewide. Households here earn a median of $74,499, with per-capita income at $35,067. The county seat is Ellijay, and East Ellijay and Talking Rock are the other main communities. A rate this far beneath the state and national medians signals that property owners in and around Ellijay keep a larger share of their income compared with what homeowners pay in most other counties.

Frequently asked questions

What is the property tax rate in Gilmer County, GA?
The effective rate is 0.35% — meaning the median tax bill equals about 0.35% of the median home value.
How much are property taxes on a median home?
On the median home ($314,000), the estimated annual bill is about $1,109.
Is Gilmer County's rate high or low?
Compare it to the state median of 0.86% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Gilmer County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Gilmer County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.