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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Santa Rosa County, Florida

Santa Rosa County has an effective property tax rate of 0.57%. On the median home value of $329,800, that's roughly $1,891 per year. Median household income is $91,922.

Effective Property Tax Rate1
0.57%
median tax $1,891 ÷ median home $329,800
Median Home Value1
$329,800
owner-occupied
Median Household Income1
$91,922
per-capita $42,760
Est. Annual Tax on Median Home1
$1,891
at 0.57% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricSanta Rosa CountyFlorida (state context)
Effective property tax rate10.57%0.72%
Median home value1$329,800—
State income tax3No state income taxNo state income tax
State sales tax36.98% combined6.98% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Santa Rosa County, FL

Santa Rosa County offers a fairly affordable entry point for Florida homebuyers. At a 0.573% effective rate, property taxes here sit below the statewide median of 0.720% and well under the national figure of 0.794%. That gap shows up in real dollars: with a median home value of $329,800, the median annual tax bill comes to about $1,891. Households earning the median income of $91,922 can cover that without much strain. Among Florida's 67 counties, Santa Rosa ranks 58th by tax rate, placing it on the lower end. Buyers weighing a move to Milton or nearby Gulf Breeze and Bagdad will find that both housing prices and tax costs land beneath what many other parts of the state and country demand, though per-capita income of $42,760 trails the household figure considerably.

Frequently asked questions

What is the property tax rate in Santa Rosa County, FL?
The effective rate is 0.57% — meaning the median tax bill equals about 0.57% of the median home value.
How much are property taxes on a median home?
On the median home ($329,800), the estimated annual bill is about $1,891.
Is Santa Rosa County's rate high or low?
Compare it to the state median of 0.72% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Santa Rosa County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Santa Rosa County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.