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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Putnam County, Florida

Putnam County has an effective property tax rate of 0.78%. On the median home value of $160,300, that's roughly $1,249 per year. Median household income is $47,934.

Effective Property Tax Rate1
0.78%
median tax $1,249 ÷ median home $160,300
Median Home Value1
$160,300
owner-occupied
Median Household Income1
$47,934
per-capita $28,621
Est. Annual Tax on Median Home1
$1,249
at 0.78% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricPutnam CountyFlorida (state context)
Effective property tax rate10.78%0.72%
Median home value1$160,300—
State income tax3No state income taxNo state income tax
State sales tax36.98% combined6.98% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Putnam County, FL

Putnam County's effective property tax rate of 0.779% sits above Florida's statewide median of 0.720%, placing it 17th among the state's 67 counties. That gap signals homeowners here pay somewhat more than many Floridians, though the difference is narrow. Against the national median of 0.794%, however, Putnam County actually comes in slightly lower, so the local burden looks heavier in a Florida context than on a national one. A median home value of $160,300 produces a median annual tax bill of $1,249, a figure shaped as much by the county's lower property values as by its rate. Households earning a median of $47,934 and per-capita income of $28,621 carry that bill against incomes well below many coastal Florida counties. Communities such as Crescent City, East Palatka, and Georgetown reflect the county's smaller-town character.

Frequently asked questions

What is the property tax rate in Putnam County, FL?
The effective rate is 0.78% — meaning the median tax bill equals about 0.78% of the median home value.
How much are property taxes on a median home?
On the median home ($160,300), the estimated annual bill is about $1,249.
Is Putnam County's rate high or low?
Compare it to the state median of 0.72% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Putnam County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Putnam County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.