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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in San Bernardino County, California

San Bernardino County has an effective property tax rate of 0.70%. On the median home value of $505,000, that's roughly $3,538 per year. Median household income is $85,478.

Effective Property Tax Rate1
0.70%
median tax $3,538 ÷ median home $505,000
Median Home Value1
$505,000
owner-occupied
Median Household Income1
$85,478
per-capita $34,343
Est. Annual Tax on Median Home1
$3,538
at 0.70% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricSan Bernardino CountyCalifornia (state context)
Effective property tax rate10.70%0.70%
Median home value1$505,000—
State income tax3top rate 13.30%top rate 13.30%
State sales tax39.03% combined9.03% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About San Bernardino County, CA

San Bernardino County’s effective property tax rate of 0.701% edges just past California’s statewide median of 0.698%, a difference small enough that homeowners here pay about what the rest of the state pays. Against the national median of 0.794%, however, the county sits noticeably lower. That gap matters because California’s Proposition 13 limits assessments, so a rate near the state average still produces a median annual bill of $3,538 on a median home value of $505,000. With median household income at $85,478 and per-capita income at $34,343, property taxes absorb a meaningful but not outsized share of earnings. Ranked 28th of 58 counties within California, San Bernardino occupies the middle of the pack. In a county spanning San Bernardino, Rancho Cucamonga, and Ontario, that middling position signals steady, predictable tax obligations rather than either an advantage or a strain.

Frequently asked questions

What is the property tax rate in San Bernardino County, CA?
The effective rate is 0.70% — meaning the median tax bill equals about 0.70% of the median home value.
How much are property taxes on a median home?
On the median home ($505,000), the estimated annual bill is about $3,538.
Is San Bernardino County's rate high or low?
Compare it to the state median of 0.70% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the San Bernardino County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the San Bernardino County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.