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County tax profile · 2026 · Census ACS + IRS data

Property Tax & Income in Morgan County, Alabama

Morgan County has an effective property tax rate of 0.34%. On the median home value of $212,000, that's roughly $718 per year. Median household income is $68,845.

Effective Property Tax Rate1
0.34%
median tax $718 ÷ median home $212,000
Median Home Value1
$212,000
owner-occupied
Median Household Income1
$68,845
per-capita $35,920
Est. Annual Tax on Median Home1
$718
at 0.34% effective rate

What you'll pay, at a glance

Property taxes are the largest local tax most homeowners pay. The effective rate measures the real tax bill as a share of home value — a more useful number than the nominal “mill rate,” because assessment practices vary county to county.

MetricMorgan CountyAlabama (state context)
Effective property tax rate10.34%0.32%
Median home value1$212,000—
State income tax3top rate 5.00%top rate 5.00%
State sales tax39.46% combined9.46% combined

How this is calculated

The effective property tax rate is the median real-estate tax bill divided by the median home value — both for owner-occupied homes, from the U.S. Census Bureau's American Community Survey (ACS 5-year estimates)1. Median income is also from the ACS1. Federal and state income-tax figures use IRS2 and Tax Foundation3 data.

About Morgan County, AL

Morgan County's effective property tax rate of 0.339% sits just above Alabama's statewide median of 0.324%, placing it 29th among the state's 67 counties. That ranking lands the county in the middle of the pack, neither among Alabama's cheapest taxing jurisdictions nor its most expensive. The gap with the state figure is narrow enough that homeowners in Decatur, Hartselle, and Somerville pay sums close to what Alabamians elsewhere owe. Measured against the national median of 0.794%, though, Morgan County's rate is less than half. A median home value of $212,000 generates an annual tax bill of about $718, a figure shaped by Alabama's low assessment ratios and homestead protections. With median household income at $68,845 and per-capita income of $35,920, property taxes absorb a thin slice of local earnings. The signal is a county where homeownership carries comparatively little tax weight, even if it edges past the state average.

Frequently asked questions

What is the property tax rate in Morgan County, AL?
The effective rate is 0.34% — meaning the median tax bill equals about 0.34% of the median home value.
How much are property taxes on a median home?
On the median home ($212,000), the estimated annual bill is about $718.
Is Morgan County's rate high or low?
Compare it to the state median of 0.32% and the national average near 1.1%.
How does the effective rate differ from my mill rate?
A mill rate is the nominal levy per $1,000 of assessed value. The effective rate reflects what you actually pay after exemptions and assessments — it's the median tax bill as a share of median home value, so it better predicts your real cost.
Will a reassessment raise my tax bill?
Not necessarily. If your home's assessed value rises, your bill can go up, but only if the mill rate and exemptions stay flat. Contact the Morgan County assessor's office to review your current assessment.
Can I appeal my property tax assessment?
Yes. Most counties allow an appeal when you believe the assessed value exceeds the market value. File with the Morgan County assessor within the local deadline, typically with comparable sales as evidence.
Sources
[1] U.S. Census Bureau — ACS 5-Year (2023) — Median home value (B25077), median real-estate taxes (B25103), median household income (B19013), per-capita income (B19301).
[2] IRS — Statistics of Income — County income, AGI, and real-estate taxes paid.
[3] Tax Foundation — State income, sales, corporate, and estate/inheritance tax rates.