ZIP Code 95941

In ZIP code 95941, near Chico, per-capita income stands at $20,255, so earnings are a real constraint on buying power. The county-level effective property tax rate of 0.69% is low, which means the annual tax bill stays contained even as home prices rise. A house valued at $300,000, for example, would generate roughly $2,070 in yearly property taxes. That gap between what people earn and what homes cost is the central tension here. Sales tax adds 8.25% to most purchases, trimming disposable income further and making it harder to save toward a down payment.