ZIP Code 95631

With a median household income of $104,402 and per-capita income of $44,997, ZIP code 95631 sits in upper-middle-income territory near Roseville. Home values run high, with the median at $496,900, yet the county-level effective property tax rate of 0.84% keeps annual bills below what many California homeowners pay. Sales tax comes to 7.25% on purchases. Together, these figures describe an area where earnings are solid and real estate is pricey, but the tax structure doesn't weigh heavily on either paychecks or property owners.