ZIP Code 95365

In ZIP 95365, near Merced, homes carry a median value of $266,400 while the county-level property tax rate sits at 0.67%, yielding an annual bill of roughly $1,785. Households earning a median of $39,741 would devote about 4.5% of that income to property taxes, a meaningful share given per-capita income of just $20,134. Combined with an 8.25% sales tax, the overall cost of living weighs on budgets here, and buying a home at this price point demands careful planning against what local wages actually support.