ZIP Code 95323

ZIP code 95323, near Modesto, sits in middle-income territory, with a median household income of $75,938 and per-capita income of $32,271. Home values run high at $568,200, yet the county-level property tax rate of 0.71% keeps annual bills lower than many California markets. A 7.88% combined sales tax applies to purchases. The gap between solid earnings and steep housing costs shapes daily life here: owning property remains a stretch, but the tax structure eases some of that pressure compared with pricier parts of the state.