ZIP Code 95313

In ZIP code 95313, near Modesto, homes carry a median value of $428,100 while households earn a median of $90,018, and per-capita income sits at $42,826. The county-level effective property tax rate of 0.71% works out to roughly $3,040 annually on a median-valued home — a figure that consumes a smaller share of household earnings than in many California communities. Sales tax adds 7.88% at checkout. Whether that property tax bill feels heavy depends largely on how long a buyer has owned the home, since assessments tied to older purchase prices can run well below what a current market-value purchase would generate.