ZIP Code 95223

ZIP code 95223, centered on Kirkwood, sits in affluent territory. Median household income of $106,694 and per-capita income of $73,891 both run well above national norms, and a median home value of $476,000 reflects that standing. Property taxes stay contained: the county's 0.77% effective rate works out to roughly $3,665 annually on that median home. Sales tax comes to 7.25% on purchases. High earnings and pricey housing pair with a comparatively gentle property levy here, so owners keep more of what they earn than in many places with similar home prices.