ZIP Code 95209

In ZIP code 95209, near Stockton, homes carry a median value of $494,900 while the county-level effective property tax rate sits at 0.75%, yielding an annual bill of roughly $3,712. With median household income at $108,675, that tax equals about 3.4% of yearly earnings, a share many area households can absorb alongside other costs. Per-capita income is $38,008, so single earners may feel the squeeze more sharply than dual-income families. A combined sales tax rate of 9.00% adds further expense on purchases, though the property tax itself remains the central housing cost here.