ZIP Code 95113

In San Jose's 95113 ZIP code, a median home value of $956,500 meets an effective property tax rate of 0.67%, yielding an annual bill near $6,400 before any exemptions. That figure lands against a median household income of $151,685 and per-capita income of $94,931, so the tax consumes a comparatively slim share of earnings even as the sticker price of ownership stays steep. Buyers here also face a 10.00% combined sales tax on everyday purchases, adding ongoing cost beyond the mortgage. High paychecks cushion the load, though the down payment hurdle remains the sharper barrier.