ZIP Code 95073

In ZIP code 95073, near Santa Cruz, homes carry a median value of $1,062,800 while households earn a median of $118,169. The county's 0.64% effective property tax rate works out to roughly $6,800 annually on that median home — a substantial sum, though the rate itself sits well below many California counties. Per-capita income reaches $61,802, cushioning some of that cost, but buyers still face a steep gap between earnings and entry prices. Add a 9.50% combined sales tax on daily purchases, and the overall cost of living in this coastal pocket runs high.