ZIP Code 95064

In ZIP code 95064, near Santa Cruz, households report a median income of $121,042, yet per-capita income sits at just $13,308 — a gap that hints at large households or many part-time residents. Median home value reaches $467,000, with county property taxes at an effective 0.64%. Combined sales tax runs 9.50%. So a household here faces a high sales tax on everyday purchases, a comparatively gentle property tax on a mid-six-figure home, and wide variation in what individual residents actually earn.